3 Questions Answered About Workers’ Compensation

Being hurt at work is certain to wreak financial havoc on your life. Not being able to work and dealing with medical bills can be devastating. The best way for you to get through this challenging time is by receiving workers' compensation to help you do to so. Getting your specific questions answered can be helpful to you when suffering from a work-related injury.

What does Workers' Compensation Cover?

Workers' compensation will cover injuries that qualify in the workplace or that are related to the job. For instance, if you were traveling for your company and got hurt away from the location of it, you would be able to file a claim.

This type of compensation will recover your medical costs, wages lost from being unable to work and other miscellaneous expenses that are a result of your injury.

What Things doesn't Workers' Compensation Pay?

There are certain types of injuries that won't be covered even though you may have been at work, and these are listed below:

1.  If your injury was due to you being intoxicated or you used drugs.

2.  If your injury was self-inflicted at work.

3.  If you had a fight with a co-worker, and you started it, this would not be covered.

4.  If you got hurt by breaking a company policy.

5.  If you have been hired as an independent contractor, you would not be paid.

6.  If you've been terminated or laid off, no payment would be received.

What is the Employer Responsible for Doing?

The company that you work for has a legal responsibility when it comes to workers' compensation, and this is listed below:

1. There must be some type of policy in place that will pay the employee workers' compensation if this individual qualifies.

2. Keep notices posted in public areas of the workplace regarding the legal rights of employees if injured on the job.

3. Provide the necessary claim forms to the employee to get the accident filed and attempt to receive workers' compensation.

It's important to be well-informed about what to expect if you're hurt at work and want to recover quickly from your financial losses.The key to moving on from this difficult time in your life may rest in receiving this type of compensation. Be sure to rely on the expertise of a worker's compensation attorney (such as one from The Law Offices of Gregg Durlofsky) if you have been injured and can't return to the workplace.